How It Works
FastMoney.com provides access to a trusted network of lenders who provide quick money loans to cover emergency expenses. Gaining access to these payday loans is painless and easy, and the entire process can be done from the comfort of your home or office. By providing some basic information in our streamlined application process, you can get pre-approved in minutes for one or more fast money loans from our trusted lender network. You choose the lender who has the best terms and e-sign their contract, then have cash disbursed into your bank account within one business day. You can even repay the loan online on or before the due date, making this the easiest and fastest was to get emergency cash.
Application
The first step is the application. When preparing to apply for money loans, you need only meet a few simple requirements and have some basic information ready. Here is what you need to complete the application and be pre-approved:
• Be employed for at least 90 days.
• Be 18 or older.
• Be a United States citizen or permanent resident of the U.S.
• Have income of at least $1,000/mo. after taxes.
• Possess a checking account in your name.
• Provide home and work contact numbers.
• Have a valid email address.
Once this is provided, you can move on to the next step. Note that nowhere in these requirements is a credit check listed; your regular paycheck is sufficient security to be pre-approved for this type of money loans. Neither will having poor credit affect your fees or interest rates.
Pre-Approval
One or more of our lenders will pre-approve you for money loans based on the information provided in the application process. If only one option fits for you, you will be directed to the lender’s page. If multiple options match your needs, you can peruse them and choose the one that works best for you. From there, you move on to the next phase.
Loan Contract
At this point the lender will, as mandated by the Truth in Lending Act, provide you with the loan contract, which lays out the loan terms including all financing fees and interest rates associated with the loan. Before agreeing to any type of money loans, it is important to read over this information carefully. If the terms are agreeable to you, you can approve the loan online via an e-signature page.
Receive Your Cash
Once you have approved the terms for your money loan, cash will be disbursed directly into the checking account you provided in the application process. No waiting around for checks in the mail, and no trips to the bank are necessary. Now you can have the cash you need when you need it.
Repaying Your Loan
Most lenders will allow you to set an automatic payment to repay your money loans online. This will ensure that no late fees or interest rate increases occur due to forgetting to get a check in the mail on time.
Our secure and private application protects your personal and financial information. Apply online today to enjoy access to the largest online network of lenders offering quick money loans.